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Interest rates

Interest is paid gross, without deduction of tax. Accounts will be held with the Isle of Man branch of Santander UK plc.


Personal account interest rates as at 02 April 2014

Sterling fixed rate bonds (limited availability)

Account name Tier AER
(gross/fixed)
Gross (fixed)
If paid annually If paid monthly
1 Year Fixed Rate Bond IOM £500 - £199,999 1.40% 1.40% 1.39%
£200,000 - £5 million 1.45% 1.45% 1.44%
2 Year Fixed Rate Bond IOM £500 - £199,999 1.60% 1.60% 1.59%
£200,000 - £5million 1.65% 1.65% 1.64%

Instant access accounts

  Gross/AER variable
Account Name Tier If paid annually If paid monthly
Everyday Saver IOM £1 - £5 million 0.50% 0.50%
Instant Saver IOM £1 - £5 million 0.10% -
Number of Withdrawals Tier Gross/AER (variable) Gross rate paid in month of withdrawal
Branch Saver IOM (Issue 6)¹
(One Withdrawal)
£1 - £5 million 0.93% 0.10%
Branch Saver IOM (Issue 6)¹
(None)
£1 - £5 million 1.00% Not Applicable

¹Minimum opening deposit of £5,000 applies. A reduced rate of 0.10% gross/AER will be paid on the full balance in the account for the month in which a withdrawal is made.

Saving for the children

Account Name Tier Gross/AER (variable)
Flexible Saver for Kids IOM £1 - £2million 0.50%
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